This is an excellent little piece put together by New York Life that covers over what I call a pillar investment principle for an equity investor – that volatility can be your ally and not your adversary. Though very difficult during volatile markets, with the help of an advisor that you have a close relationship, an investor is much more likely to keep their perspective and stay invested.
The first graph illustrates this so well by zooming out and keeping perspective, and reminds me of the saying during bull markets, stocks “climb a wall of worry.” Though past performance is no guarantee of future return, thus far, all we have seen in the past is that the market is one large bull market.
The second graph on Page 3 clients should recognize the title since it’s a critical component of what I teach. Investors falsely believe it’s when you bought an investment or the specific investment itself that matters the most. When in reality studies show, and as this graph illustrates, it’s “time in,” not “timing” the market that matters the most over longer investment time horizons.
Page 4 has one of my favorite investment strategies that has become more known over time called Dollar-Cost Averaging. An excellent strategy that rewards the disciplined investor who continues to invest systematically no matter the market volatility and despite what they may feel. In doing so, the average price per share goes down over time in an up-trending market, since the investor purchased more shares when the price is less, and less shares when the price is more.
This is an excellent little piece put together by New York Life that covers over what I call a pillar investment principle for an equity investor – that volatility can be your ally and not your adversary. Though very difficult during volatile markets, with the help of an advisor that you have a close relationship, an investor is much more likely to keep their perspective and stay invested.
The first graph illustrates this so well by zooming out and keeping perspective, and reminds me of the saying during bull markets, stocks “climb a wall of worry.” Though past performance is no guarantee of future return, thus far, all we have seen in the past is that the market is one large bull market.
The second graph on Page 3 clients should recognize the title since it’s a critical component of what I teach. Investors falsely believe it’s when you bought an investment or the specific investment itself that matters the most. When in reality studies show, and as this graph illustrates, it’s “time in,” not “timing” the market that matters the most over longer investment time horizons.
Page 4 has one of my favorite investment strategies that has become more known over time called Dollar-Cost Averaging. An excellent strategy that rewards the disciplined investor who continues to invest systematically no matter the market volatility and despite what they may feel. In doing so, the average price per share goes down over time in an up-trending market, since the investor purchased more shares when the price is less, and less shares when the price is more.
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